TIME TO GET A FOOT ON THE PROPERTY LADDER?
Want to put down some roots and paint your pad how you want to? Sick of paying your landlord’s mortgage for them? Want to take your first step to homeownership but finding it all a bit intimidating? Don’t worry and fear not! We’re here to help. We’ll stand shoulder to shoulder with you to help get you your first home with as little fuss as possible.
WE CAN HELP EXPLAIN IN SIMPLE, EASY TO UNDERSTAND LANGUAGE:
- How much can you borrow
- What will it cost you on a monthly basis
- What money you will need for deposit and the fees associated with a house purchase (i.e. solicitors, surveyors etc.)
- Which lenders will lend you the money
- The difference between all the different types of mortgages (i.e. fixed rates, trackers, offset etc)
- A simple explanation of how the house-buying process works, who does what at what point and when you can expect to move in/how long it all takes to go through
STEP BY STEP GUIDANCE AND ADVICE
Its not just the mortgage you can ask us about. We’re happy to share our knowledge on how to submit your offer to give you the best chance of getting your offer accepted. This might be tips on how to negotiate, presenting your Decision in Principle (which we will obtain for you), which solicitors to go with etc. Getting young people going on the journey to home ownership gives us great job satisfaction. We’re also happy if you want to bring Mum and Dad with you. The more the merrier! In summary, take advice as early as you can. Get in touch now for a no-obligation chat.
THE LEGAL STUFF
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Our initial mortgage consultation is free. Elevation Mortgages usually charge a fee for mortgage advice. The amount charged is dependent on the amount of research and administration needed and will be discussed and agreed with you at the outset of any conversations.
The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.